Always live within your income, even if you have to borrow money to do so. - Josh Billings (Henry Wheeler Shaw)
This quote was especially amusing to me today. I have had an interesting week of setting up charts, graphs, and tables while working on my finances. After some changes at work, it was becoming increasingly important that I know where each and every penny goes. And, I've always felt like I've known so little about finances. So, I started simply... and now the process has grown into quite an elaborate tracking system. And, within 4 hours of receiving my paycheck yesterday (my break for lunch), all of my bills that are due within the next 20 days had been paid. It is not a big deal for some. But, for me, that is quite an accomplishment. I try not to put off much, but I seem to struggle in the areas of writing final papers for classes and paying bills. And, I pray that this week's work will help me become better in this area and so many others in this financial realm.
Romans 13: 8 Owe no man any thing, but to love one another...
I also pray I can be a better steward with the money God gives me, and I have started a plan of attack that I hope will assist me in making huge leaps in my personal savings for the future and in fully owning my home. This plan includes getting rid of what I don't need... especially when items could help others in need. It would be a relief to live more simply, desire less "stuff", and give away more.
A penny saved is a penny earned. - Ben Franklin
So, times might be a little tight compared to periods in the past. And, the limits I've set might make me not be able to go out to dinner as often or even buy something at the dollar store on a whim. But, I pray I will have more time to study on contentment, focus on the many blessings I already have (especially the blessings that are not material), and enjoy the simple pleasures that surround me.
When you have only two pennies left in the world, buy a loaf of bread with one, and a lily with the other. - Chinese proverb